Since its not reported they should not have too much of a problem firing off a letter stating that they wont report if its paid within x amount of days. You want to make an agreement with them to pay in exchange for it not reporting. This is my last account that I have that is imapcting me in a negative way so taking care of this would be HUGE!Īny help would be greatly appreaciated and thank you in wrote:Īny help would be greatly appreaciated and thank you in adavance! Also, how do I go about my wording if they ask if the debt is mine because I read a few times on here that we should never state that the debt is ours even if it is. And if I should contact the new CA, how should I go about that? Should I do it by phone, email, or letter? I know that if they do come to an agreement to not report it if PIF then I should get it in writing before making payment. I have the full amount of the debt that I'd be happy to pay if they agree to not report the account as a collections account. The question I have is if this is the time to act on this debt and contact the new CA to pay them off to have them NOT report the account ever being in collections. I also checked my credit report this morning and noticed that Harvard is no longer reporting the debt so everything looks legit. I had an account in collections for about $825 with Harvard CA for a medical bill but it seems like they may have sold the account to another CA named Pendrick Capital Partners(Phoenix Financial Services is collecting for them, I believe) because I rcvd a letter from the Pendrick about 3days ago with the usual info about giving me 30days to dispute the validity of the account. Good afternoon, I just wanted to get some quick advice on how to handle this situation.
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